Ezy Mortgage Solutions Your Mortgage Broker Coolum Beach talks about personalised service just for you.

Like everything in life you have choices, the first is to do all of the hard work yourself, and the 2nd is usually to have a specialist get it done for you, saving you a lot of trouble, wasted time, and present you with lending options you may not have known existed. Someone like Ezy Mortgage Solutions your local Mortgage Broker Coolum Beach can assist with this and much more. What a lot of people don’t understand, however, is how you can get the best broker. Plenty of people, as a matter of fact, don’t even realize what it really is that mortgage brokers do. As a matter of fact, unless you have worked in the financial sector or used the services of a finance professional to assist you with your home or investment loan, it’s possible you have plenty of questions. The great thing is that you can get the answers here.

To begin with, we’re going to cover just what it is usually that your local Mortgage Broker Coolum Beach does. First, a mortgage broker isn’t a business who directly lends you money to buy a property or home. In most cases, you are likely to be borrowing money from a bank, non-bank, or another large financial institution. Similarly, you will make your repayments to the institution that your and your mortgage broker have selected as suited to your needs. The broker is the specialist who will look at your current and future needs and discuss the lending solutions that are best suited. You may even want to consider the mortgage broker to be a special kind of matchmaker who is responsible for aligning your needs and requirements with suitable lenders. They are able to do all of the hard work for you, and add value with their experience of the lending process, whether that be to select a more competitive loan for you, or to assist you in the purchase of your dream home or investment property.

To shed a little more light on mortgage brokers in Australia simply take a look at Wikipedia for an explanation of what you can expect from Ezy Mortgage Solutions, your local Mortgage Broker Coolum Beach. A sample of the document says …”Mortgage Brokers are now regulated by the Australian Securities and Investments Commission. The new national consumer credit protection legislation includes a licensing regime and responsible lending obligations. Mortgage Brokers are also required to be a member of an external dispute resolution provider such as the Credit Ombudsman Service Limited (COSL). Further, most lenders require accredited brokers to be a member of an industry body such as the Mortgage & Finance Association of Australia…. although mortgage brokers are paid commissions by the lenders this does not alter the final rate or fees paid by the customer as it may in other countries. Mortgage brokers do not have the ability to charge the customer a higher or lower rate and in return obtain a higher or lower commission.

Ezy Mortgage Solutions your Mortgage Broker Coolum Beach has access to a many Finance Providers

Other reasons you should consider Ezy Mortgage Solutions, your local Mortgage Broker Coolum Beach. In addition to saving time, and unnecessary loan applications (which could be detrimental to your credit report and future loan approvals), we have access to a huge number of lenders. This is possible as we have gone beyond the vast majority of mortgage brokers and hold our own Australian Credit Licence issued by ASIC. This benefits you as we are not limited as most brokers are to their aggregators panel of lenders, we can research ‘outside the box’ lending solutions for your specific needs without restriction.

We have practical experience having had both residential and commercial loans ourselves, and experienced the purchase and sale of a number of properties. This benefits you, as we can guide you through the possible pitfalls of the property purchase or property sales process and give you information to assist with your property negotiations. The principal of Ezy Mortgage Solutions – Nathan Meiklejohn has over a decade worth of lending experience which is more important now than ever as he has seen the full real estate cycle and how lenders change the way they change their attitudes in different financial conditions and credit assess these applications in accordance with their economic views and internal policies. He has successfully completed a bachelor of commerce and is comfortable with all levels of lending including more complex lending scenarios.

We guarantee our service and put our money where our mouth is – ask us for a copy of our service guarantee & always feel at ease through the finance process as we manage the whole process and keep you informed every step of the way. Our business is generated mainly by word of mouth referrals; we take pride in the quality of service we provide and ensure your personal needs are addressed both before and after the settlement of your loan. We lead you through the finance maze and present a clear loan strategy just for you! Experience the difference at Ezy Mortgage Solutions, your local a Mortgage Broker Coolum Beach.